The services described on this web site are intended to be made available to U.S. investors only. Fernandez Financial Advisory, LLC may only transact its investment advisory business in states where it is registered or notice filed as an investment advisor or otherwise exempted from state requirements. The information on this web site is neither an offer to sell nor a solicitation of an offer to buy a security or service in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.